Management Accounts Narrative
Generate professional management accounts commentary with revenue, cost, and KPI analysis.
This is an AI tool. The text you enter is sent to our AI service to generate your result. Our own server doesn't store it or use it for training; if it's down, a backup AI provider may handle it. How we handle your input
How to Use Management Accounts Narrative
- 1Paste your key figures — revenue, margin, costs, EBITDA, whatever the pack reports, with comparatives.
- 2Add the company name and period: 'March 2025 / Q1 2025'.
- 3Pick the audience: Board of Directors, Investors / Shareholders, Senior Management, or Bank / Lenders.
- 4Click 'Write Management Accounts Commentary'.
- 5Check every figure quoted in the narrative against your numbers before the pack goes out.
Frequently Asked Questions
Does it calculate anything?
No. It writes narrative around the figures you supply and performs no arithmetic you can rely on. If a percentage or a variance appears in the commentary, check it — a plausible wrong number inside fluent commentary is the failure mode here.
How much does the audience setting change the commentary?
Meaningfully. A board commentary assumes financial literacy and focuses on decisions; a lender commentary emphasises covenant headroom and cash; an investor commentary leans on growth and unit economics. Same numbers, different emphasis and vocabulary.
Will it explain why a variance happened?
Only if you tell it. It can describe that revenue is down 8% against budget; it cannot know that a major customer delayed an order. Put the causes in with the figures and the commentary becomes genuinely useful rather than a restatement of the table.
Can I send this to a lender unedited?
No. Commentary that goes to a lender or investor may be relied on, and you are responsible for it. Read every sentence, remove anything you cannot support, and check it against the covenant definitions in your facility agreement.
Should I paste real client data in?
Use figures, not identities. Avoid client names, account numbers and anything else identifying — and check your firm's policy on third-party AI tools, since most now have one.
About Management Accounts Narrative
The Management Accounts Narrative writer turns a set of figures into the commentary that sits in front of them, pitched at one of four audiences.
Writing the commentary is the part of the monthly pack that takes longest and gets cut first when the deadline is tight, which is why so many packs go out as tables with no explanation. Having a structured first draft in front of you changes the task from writing to editing.
The single thing that decides whether the output is worth anything is whether you include causes alongside the figures. 'Revenue £420k vs £460k budget' produces a sentence restating that. 'Revenue £420k vs £460k budget, two enterprise deals slipped to Q2' produces commentary that tells the board something.
It does no arithmetic and cannot verify a figure. Anything numerical in the narrative needs checking against your own numbers, particularly before a pack goes to a lender or investor who may rely on it. Keep client identities out of the input. Your data is sent to our own AI server over HTTPS, used once, and never stored or used for training. If our server is down, a backup AI provider may handle the request under its own data policy.