SIP Calculator
Calculate mutual fund SIP returns with compound growth projection.
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How to Use SIP Calculator
- 1Enter your monthly SIP investment amount.
- 2Set the expected annual return rate (historical equity mutual fund average: 12–15%).
- 3Choose the investment duration in years.
- 4See your projected corpus and returns instantly.
Frequently Asked Questions
What is SIP?
Systematic Investment Plan — a method of investing a fixed amount in mutual funds at regular intervals (usually monthly), benefiting from rupee cost averaging and compounding.
Are these returns guaranteed?
No. Mutual fund returns are market-linked. The calculator uses an assumed constant return rate for illustration. Actual returns will vary.
What return rate should I use?
Diversified equity funds have historically returned 12–15% annually over long periods. Debt funds typically return 6–8%. Use a conservative estimate for planning.
About SIP Calculator
SIP investing is one of the most powerful wealth-building tools for retail investors. Our SIP Calculator shows you how small monthly investments compound into significant wealth over time, using the standard future value of annuity formula.